For many who have the ability to safe a beneficial financial speed and require for taking advantage of they for some age, go for it. If not, we t’s plus you’ll be able to first off the new HDB mortgage and you will refinance having a lender later whenever rates boost.

Whenever you are to get a complete HDB apartment (we.e. resale) – or if you are refinancing for your newly-founded BTO, possibly – then you have way more possibilities.

According to your earnings, you can or might not be entitled to new HDB financing once you get an HDB resale flat.

Should you choose be considered, the HDB mortgage is frequently a good choice since it need a smaller advance payment and is much more versatile – you could potentially mortgage a small amount, instance, and work out partial otherwise over cost early with no punishment. (altro…)